Understanding Group Benefits

Group benefits are insurance policies made available to employees through their employer. At Integrated Solutions Group (ISG), we offer both employer-paid and employee-paid voluntary benefits that complement your existing benefits package. These policies are typically offered at competitive group rates—often lower than what individuals could obtain on their own—and premiums are conveniently deducted through payroll.

The Value of Group Benefits

Your employees are the foundation of your business. Providing access to quality benefits is a meaningful way to support and reward their contributions. Group benefits not only enhance financial security but also foster a more positive, motivated, and loyal workforce—improving both morale and overall quality of life.

GROUP COVERAGE OFFERED

Group Life Insurance

Offering group life insurance demonstrates your commitment to your employees and their families. It provides financial protection for their loved ones and helps foster employee loyalty and peace of mind.

Group Critical Illness Insurance

A critical illness diagnosis often brings unexpected financial challenges. Group critical illness coverage offers your employees a safety net, helping ease the burden during a difficult time by covering costs associated with serious health conditions.

Group Accident Insurance

This supplemental coverage provides financial protection in the event of an accident resulting in injury or death. It’s especially valuable for employees or contractors who may not be eligible for workers’ compensation, offering added security on and off the job.

Group Hospital Indemnity Insurance

Hospital stays can disrupt more than just health—they can strain finances. Group hospital indemnity insurance helps cover everyday expenses like mortgage payments, utilities, and childcare during hospitalization, ensuring your employees stay afloat.

Group Disability Insurance

Support your employees when they need it most. Group disability insurance offers income protection in the event of a disabling illness or injury, helping to maintain financial stability and demonstrating your ongoing support.

LEARN MORE

Get in touch with our team to learn more about Group Benefits and see how to set up an enticing offering for your employees.